Tips to Cut Expenses During New Home Construction

Every second earning person carries this dream of building a house in the future. For this, they start saving since very early in their life. However, sometimes, the saved money is not enough to build a dream space. At this place, they severely need an idea to cut costs during a new construction.

Cost cutting will enable the person to have an affordably built house and bear the expenses of one of the new home builders.

Let us see how to enable cost cutting in new home construction.

Prepare an early budget:

When you start planning the budget early, you have the time to include and seclude certain necessary and unnecessary things. You can add the important things like plumbing, HVAC installation, electrical work, and furniture work, and leave the unimportant things like the interior etc. for later.

Research the market and prepare the estimate:

Before you actually go to a new home builder, make sure you have researched the market for the price of materials, tools, etc. This way a builder will not be able to cheat you. Also, this way, you will be able to follow the point number 1.

Keep the design of house simple:

When you go for complex design, the price of overall projects starts increasing. Therefore, to cut the cost, keep simple design and stick to the rectangular platform. Also, avoid complicated roof-line and keep the ceiling simple.

Choose energy efficient lighting:

To invest less in energy, choose energy-efficient solutions. The list may include the appliances, HVAC system, solar lights, LEDs, etc. Also, make sure you choose star-rated products only.

Choose quality material, but at an affordable price:

Building materials are touching sky height and therefore, research for the materials and contact a good dealer. A good dealer will provide all the materials at affordable prices and thus, it will cut the overall cost of the budget.

Used materials which are recycled:

To cut the major cost of the project, you can use the recycled materials that are not only pocket-friendly but earth-friendly. The recycled products are cement composites, recycled steel, sawdust and a lot more. You can also use recycled plumbing fixtures, fireplace fixture, window lumber, etc. Although in new home construction, you would love to add first-hand items, yet what a big deal if you save and still get the best.

Start small and build tall:

In the starting, start small and build rooms which are most needed. There is no need to include guest rooms, etc. A small project will cut impeccable cost and enable you to have your dream house. Also, rather than expanding the area of the house, expand the height. The tall building will have smaller roof and foundation, thus cutting the cost of the budget.

So, these were some of the tips with which you can save the overall cost of your new home project. Also, for more ideas, consult the best home advisor.

Hernia Treatment Without Surgery Is Becoming Widespread

Generally, hernia requires surgery. But, these days, hernia treatment without surgery is becoming widespread. Yoga hernia exercises are useful for hernia treatment without surgery because it is found that over 30% hernia surgery patients end up with pain and discomfort afterwards. Inserting a foreign net can cause complications later in your 30 to 40 years of post-operation life. Instead of immediate surgery, you can try out gentle yogic stretching in static and dynamic form. This is good for gradually strengthening weak abdominal muscles as it supplies abundant amount of oxygenated blood that nourishes, activates, tones and strengthens. This in turn improves muscle tensile strength which prevent displacement of internal organs. Exercising as a solution for hernia will also safeguard that the hernia does not recur in adjacent area.

You can ask a physical therapist for guidance on exercises that fit your unique condition as patient education & training are key factors in the overall process of physiotherapy treatment. Hernia treatment without surgery will need 1 to 3 months of committed effort and patience to heal.

Piles

Piles are usually inflamed and swollen collections of tissue in the anal area. They can be of any sizes and may be internal or external. Piles are usually caused by increased pressure in the lower rectum. The blood vessels around the anus and in the rectum generally stretch under pressure and may swell, thus forming piles. The symptoms of piles are:

  • Hard stool and constipation,
  • Diarrhea and frequent bowel movements.

Doctors usually diagnose piles after carrying out some physical examinations like digital rectal examination or colonoscopy.

In most cases, piles dissolve on their own without the need for any treatment. But, some piles become severe. Read on to discover some piles treatment that will help significantly to reduce the discomfort and itching.

  1. Diet – Diet change is a must to keep the stools regular and soft. This means you need to eat more fiber, such as fruit and vegetables or bran-based breakfast cereals. You should increase water consumption.
  2. Body weight – Exercising and losing weight help in reducing the severity of piles.
  3. Medicines – Over-the-counter medicines like painkillers, ointments, creams, and pads help to soothe redness and swelling around the anus. Corticosteroids medicines can reduce inflammation and pain. Laxatives are prescribed if a person with piles suffers from constipation.
  4. Surgery – An elastic band is placed around the base of the pile, cutting off its blood supply. In sclerotherapy, medicine is injected to make the hemorrhoid shrink. Infrared coagulation is a device that is used to burn the hemorrhoid tissue. The excess tissue that is causing the bleeding can be surgically removed. Hemorrhoid stapling is done to block the blood flow to the hemorrhoid tissue. Laser surgery is the latest technique for treating piles.

So, multi specialty hospitals have well known doctors for piles treatment where you can get yourself completely cured.

Telehealth Resource Center Grant Project

The Health Resources and Services Administration, frequently known as the HRSA, is an agency operating inside the United States Department of Health and Human Services that is largely answerable for bettering the public’s access to quality health care services.

The grants and initiatives of the HRSA are all particularly designed to contribute to the attainment of its main agency mission which is to “improve health and achieve health equity through access to quality services, a skilled health work force and cutting edge programs.”

In accordance with this mission, the Health Resources and Services Administration has recently constituted the establishment of the Telehealth Resource Center Grant Program, also known as the TRCGP.

Essentially, the aim of the program is to be able to financially support the establishment and development of Telehealth Resource Centers (TRCs).

The Telehealth Resource Centers will be engineered to provide technical assistance to health care affiliations, health care networks, and several other groups of health care providers during the process of implementing inexpensive telehealth programs that would serve medically underserved communities and populations.

With this, the program will be able to expedite and customize the provision of telehealth technical assistance services throughout the country, while simultaneously moving towards the provision of a wide range of expertise that may not be readily available in any existing community.

The program seeks to seek applications from entities who have already manifested daunting experience in providing technical assistance regarding the development of sustainable telehealth programs.

In addition, the program also hopes to expedite the successful dissemination of health-related information, the effective collusion and communication between health care providers, and finally, the marketing of the integration of new technologies used in clinical information systems with other telehealth technologies.

The Telehealth Resource Center Grant Program intends to financially support the creation of up to five Telehealth Resource Centers by administering funds in the amount of $1,625,000.

The organizations and institutions who will be eligible to submit an application under this program are the following:

a) Non-profit setups

b) Faith-based organizations

c) Community-based organizations

d) Tribal non-profit organizations

The Department of Health and Human Services, the mother agency that is financing the Telehealth Resource Center Grant Program, is the federal government’s leading agency that is responsible for defending the health of all Americans through the provision of essential human services to all, giving greatest priority to the vulnerable and to the medically uninsured.

Twitter Tips – 7 Reasons For Law Firms to Use Twitter

There have been many discussions concerning whether Twitter is an appropriate social media tool for law firms. I say YES… loudly. Twitter is an excellent tool for law firms to expand their reach and share their firm culture. It is also a great way for law firms to further develop and communicate a bit of their firm’s personality with the market.

Successful businesses know clients invest with those they know, like and true; this basic business principle is also true for law firms.

In fact, law firms can benefit from “digital word of month” referrals and recommendations based on this solid business principle by using Twitter to:

  1. Share updates about pro bono wins;
  2. Share information about community involvement;
  3. Share attorney awards and recognition;
  4. Share the accolades for firm clients;
  5. Syndicate legal alerts and other informational briefs by firm attorneys;
  6. Provide current legal information (not advice) about issues facing the firm’s target audience; and
  7. Provide commentary about recent legal happenings.

When starting with Twitter I often advise clients to:

  • Designate an attorney and marketing professional to become the firm’s chief Tweeters;
  • Establish a Twitter account to find legal professionals to follow;
  • Observer Twitter conversations of those key people you follow to learn about Twitter’s culture; and then
  • Start sharing information and engaging others.

Twitter is a powerful magnetic branding tool that law firms can utilize to attract media attention and drive traffic to their blog or website. In addition, Tweets are indexed by Google, providing an added benefit for using this tool to expand reach and increase visibility.

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Is It Possible to Build a Log Cabin In Winter?

The snow is beginning to fall. The chill is in the air. Right around the corner the holidays await us. This is the time to sit inside with a cup of hot cocoa and a twinkling Christmas tree, listening to carols. But wouldn’t that be so much more satisfying if it were in a log cabin, the perfect setting for those winter activities? Too bad you have to wait until it is warm again before you can start building your dream cabin.

Or do you? It is actually possible to build a log cabin in winter. Sure, it takes a big of preparation and know how, but that doesn’t mean it is out of your reach.

Preparing The Site of Your Log Cabin

Winter isn’t actually a bad time to get to work on the site of your log cabin. Groundwater is a lot lower than during the warmer months, which makes it an easier job and requires less work to get rid of it. Frost can be an issue if you are deep into the season, so you want to get started as soon as possible. You can prepare the site with up to two inches of frost. Snow is a bigger issue and unless it is temporary powder, once real snowfall hits it will be too late.

Preparing Yourself For Work

Are you ready to be working in the cold? There is a distinct advantage that you have in winter over summer and that is the lack of heat. Anyone who has done manual labor or labor intensive projects in the summer knows that it is a miserable and even dangerous task. It can be a real relief to be working on things in the colder months, but you need to be properly attired. Have a thick coat and layers. Have good gloves with texture to keep some friction for holding things. Put on thick socks (or multiple pairs) under solid boots that are both warm and anti-slip. A scarf or balaclava and a hat to protect the face, neck and ears are also important. For some additional comfort you can get pocket warmers that can help you on those chillier days. Make sure you are aware of weather conditions and plan your build accordingly.

Hiring a Company for Construction

Putting up a log cabin is difficult in the best of conditions. In winter it can be really hard for people who don’t know what they are doing, or who just don’t have help. You should consider hiring builders to do it for you. Many will work in the winter for an additional fee, which also ensures it will be done faster and right the first time. Be prepared to pay a premium but you will be glad for the work when a crew of five or more people get your log cabin up within a few weeks instead of a few months. Keep in mind that they may only get the exterior done at first as quickly as possible and worry about finishing and interior after, when they don’t have to worry about being stuck outside.

Prefabricated or Custom Built?

Another factor in how quickly you can get your log cabin built is whether or not it is going to be done from scratch. This can take a year or more to complete so you would only be pushing through the winter to get it done a little sooner. That is usually way too long for most people, especially when there is a faster alternative. A prefabricated log cabin is one that has been ordered and manufactured in a factory in large pieces then shipped to your erection site. A crew (or you and a few others) can then put them up in sections, making it a much faster process that can be done within weeks instead of months or years. You may also be more likely to find a building crew to handle the construction if they know it is just a prefab and so they can knock it out fast, before the snow starts. Want another reason to go prefab? They are much cheaper (sometimes by tens of thousands of dollars) and can be customized if you go through a company that specializes in their own designs.

Potential Risks In Winter

Now that you know that a log cabin can be built in winter you should know the risks. It can be difficult sometimes to find a construction company that is willing to handle a built that late in the year. That might leave you holding the reigns and if you don’t know how to construct a log cabin that could be a really challenging DIY that might not be within your capabilities. Then there is the weather itself. When it is cold you are risking hypothermia and frostbite, both of which can come on much faster and at higher temperatures than you might expect. Slipping is another very real issue, as ice can be on the ground and totally unseen if it froze in a thin, hard layer. The more you move around the site, especially where there was groundwater, the more you risk slipping and injuring yourself. Finally, there is just the construction itself. Let’s say you get started and you miscalculated the snowfall. It begins sooner than you thought and before you are done. You can’t just leave the site, you have to cover it and hope that there is no damage to what you have already done before spring comes.

As you can see, winter construction is possible when you want a log cabin. But your best bet is going to be hiring a construction company that handles prefabricated dwellings in order to get it up and operational before the snow comes. Once the exterior is done they can take more time on the interior and final touches.

So if you are worried that you have to wait until spring to get your dream log cabin, don’t worry. It is within reach, you just have to take the proper precautions.

Can I Get Ticketed By an Off-Duty Police Officer?

We are thankful for our law enforcement personnel who sacrifice their lives every day to protect our rights and our safety. As citizens, we expect police officers to be honest, respectful, and un-biased figures of society, so that we may trust them to carry out their duties responsibly.

But sometimes, a cop can exhibit overconfidence and carry out personal agendas that are not necessarily a positive contribution to our communities. One common example of this involves off-duty cops and unmarked police vehicles. Continue reading to learn about your rights as a citizen in the case that you are pulled over by an off-duty police officer in an unmarked vehicle.

Off-Duty and Unmarked

Have ever been pulled over by an unmarked police vehicle? They appear to look like any other normal vehicle on the road, and then all of a sudden, you see their flashing lights and sirens in your rearview mirror. Unmarked police cars are purposeful and used in several types of investigations and routine applications. So if you are pulled over in one, by a cop that is actually on-duty, then you are being legally pulled over. However, if you were pulled over by an off-duty police officer in an unmarked vehicle and out of uniform, the situation changes.

According to Indiana Code § 9-30-2-2:

A law enforcement officer that is off the clock and driving in an unmarked vehicle does not have the authority to pull someone over and issue them a citation or ticket.

Accordingly, any evidence gathered by the police officer during an unauthorized stop is suppressible, and carries no weight in a court of law whatsoever. Many drivers have had their citations and tickets revoked under these circumstances, after an attorney successfully presented their argument regarding this Indiana Code.

How to Challenge an Illegal Ticket

It is important to understand the limits of a cop’s authority, and when and where they have jurisdiction. This way, you can know whether or not a ticket is being issued legally. If this has ever happened to you, you might want to consider challenging it, or expunging the violation altogether. Talk to a record expungement lawyer to see if you qualify.

Remember, an off-duty officer in an unmarked vehicle has just as much right to pull you over as you have the right to pull over the car in front of you. So if a cop on his way home from work wants to pull you over, keep this in mind. But of course, never keep driving. It is best to just stop and talk to the police officer. Do not argue, accept the ticket, and then immediately call a defense lawyer when you get home.

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Real Estate Bubble Burst – A Preview of Things to Come!

The LA Times ran a story on March 4th on the bust of the Shanghai, China, real estate market. In one of the world’s hottest housing markets, the last three years saw a doubling of prices. Things are now so bad now that thousands of real estate offices have closed, many homeowners have loan amounts that are greater than their properties resale value, recent buyers are fighting with developers to rescind their purchases, and banks are awaiting a wave of mortgage defaults.

Morgan Stanley’s chief Asia economist said “Shanghai’s housing slump is only going to worsen and imperil a significant part of the Chinese economy”. About the property now under construction, this same economist said “They’ll remain empty for years!”

The similarities to our hot US bubble markets, makes me believe this is preview of what we are already starting to experience (though at a much slower pace).

The first signs of trouble in our real estate markets were very subtle and only picked up, or acknowledged, by very few real estate professionals. Since mid 2005 the red flags have been quite obvious to even the layperson. Yet, the forever optimistic ‘it’s always a good time to buy’ industry line is embraced by the mass media (they certainly do not want to lose their immense source of real estate advertising revenue) and the naive general public.

In San Diego in particular and most other major metropolitan real estate markets, it’s quite acceptable to acknowledge and embrace the double digit real estate appreciation of the past. Yet, even the thought of depreciation of real estate is looked on with the same disbelief as if a child molester moved in next door.

There is a proven saying in our stock market: “You can never go broke taking a profit.” In many US markets, seasoned investors can still turn a profit. However, if Shanghai’s real estate market is any indication of what awaits the hot US markets…..the window of opportunity is closing very fast!

8 Tips to Consider Before You Buy Plantation Shutters

If you want to buy plantation shutters, you may want to consult an experienced professional. They will help you buy the best plantation shutters to help you meet your needs. However, if you are going to purchase plantation shutters for the first time, you may want to consider the following tips.

1. The type of wood

Since poplar wood is light, straight, and smooth, it’s a great choice for plantation shutters. The average height of a poplar tree is 160 feet and the trunk can be as much as 80 feet in diameter. So, it’s a good idea to opt for this type of wood.

2. Poly or Wood

Most of clients go for wood shutters because of their advantages over the artificial material known as poly.

As far as strength goes, wood is stronger and lighter. So, wooden shutters can be up to 37 inches in width. So, you won’t need more than a few panels for the window openings. Aside from this, wood gives you a lot of other benefits as well.

3. Louver Size

The size of most of shutters is 3.5 louvers. But there is a rise in demand for louvers that measure 4.5 louvers due to sliding glass doors and bigger windows. Actually, people want modern interior design as well as openness.

4. Midrail

If you don’t know, midrail is a horizontal plank. Over the midrail, the louvers open and close without relying on the louvers that are under the midrail. Many buyers like midrails since they leave the upper section open to let more light in and leave the lower section shut for privacy reasons. Moreover, a midrail is an ideal choice should you have metal casings.

5. Vertical Tilt Bar

You will find shutters that feature “hidden tilt”. In this type of shutters, the frontal wooden tilt bar is missing. In its place, you can see a metal tilt bar, which is almost invisible. So, you can have more visibility and open space.

6. Sliding Glass Doors

As far as sliding glass doors is concerned, plantation shutters are an ideal choice. For a consistent feel and look, your house should have shutters. Actually, plantation shutters are fixed on a track to let the panels open without any hindrance.

7. Cost Of The Shutters

Usually, plantation shutters are sold by the square foot. However, by paying a bit more, you can benefit from other options, such as hidden tilt, stain finishes, and specialty shapes. You should be ready to spend a good deal of money to get the required shutters.

8. Procedure

Plantation shutters are also made to order. First of all, the sales representative will visit your house to measure the doors and windows to give you a proposal. Then the installers will do a detailed measurement. Once the product is made, it is handed over to the finishing department. In this department, the product is sanded, primed and painted. Finally, they are installed.

If you are going to buy plantation shutters, consider the tips given above.

Steam Carpet Cleaning Equipment

Carpet steam cleaners use a variety of different carpet cleaning equipment. There are gas powered truck mounted machines, electric truck mounted machines and electric portable machines. This article will provide you with the basic differences between these machines.

The first machine is a gas truck mount carpet cleaner. This is one of the most common machines used in the carpet cleaning industry. This machine uses either the trucks engine or a separate gas engine to drive a vacuum blower and water pump. These machines have the capacity to provide the greatest amount of vacuum and the highest heat. They are the preferred piece of steam cleaning equipment because of their power, speed and efficiency. With this machine, the cleaner only needs to bring 2 hoses into your home. This eliminates the need to bring bulky equipment into your hose and decreases noise in your home.

Electric truck mounted cleaners are another type of carpet cleaning machine. They are similar to gas truck mounts but they use an electric motor to drive a vacuum blower and water pump. They are nice because they are a little more environmentally friendly and they are much quieter to run. They do not provide as much vacuum power as gas powered machines but do an adequate job. With this machine a cleaner also only needs to bring 2 hoses into your home.

The last machine I will discuss is a portable carpet cleaning machine. This machine uses electricity to power a vacuum motor and water pump. All of the equipment is located in a portable assembly that the cleaner will bring into your home. This machine is great for areas not serviceable by truck mounted machines like apartments and high rises. It does not provide as much power as the the truck mount machines but it has enough power to get the job done. The drawback of this machine is that the cleaner must bring it into your home and it can be loud and cumbersome to use.

While there are other carpet cleaning machines, these are the 3 most common steam cleaners. Remember, carpet cleaning machines are just tools. Even the best machine will not get the job done with a bad operator. You should choose your carpet cleaning service based on the skill, ethics and motivation of your carpet cleaner.

Does Your Business Have This Kind Of Flexibility?

How much flexibility do you have in your business?

One of the biggest advantages of the Information Marketing business is that it truly is a business you can do from anywhere.

Sometimes things happen and you have to be away from your business for periods of time. Sometimes, events come up that require you to be away unexpectedly… even when you have appointments on my calendar, and it’s great to have the flexibility to be able to go handle situations or to support a family member, and not miss a beat in your business.

And, if you can do that without rescheduling a bunch of things because you can do business with a phone and a laptop. Or an iPad or some other kind of tablet or device like that.

You don’t have to miss coaching and consulting clients calls. Whether you have an information marketing business or you have a brick and mortar business, you should think about whether or not you have your business set up in a way that allows you to do things in your life as they happen and as they come up, that you want to be doing. That’s why you opened your own business, right?

You wanted freedom, You wanted to make more money – or at least have some control over it, you wanted the time freedom and do the things you want to do.

So, if you’re missing out on things with your kids, or things with your spouse or partner because of your business – and it’s happening on a regular basis, you might want to think about how you have things set up in your business.

You don’t need to get a new business, or be in the information business (but it’s a great adjunct and it’s a great lifestyle business). How can you make your business meet your lifestyle?

Have you ever been told you live to work? Most people work to live.

How much flexibility do you currently have in your life and business? How much would you like to have in your life, to be able to do more fun things, to be able to travel, or own another home or buy an RV or jewelry, or more time with your kids?

It doesn’t have to be about things, because in the long run, it’s not the things that are important, it’s the time that you get and the time freedom you have.